Proposal of an intention-oriented model to expand banking savings and credit services: An application to the lower-class market of Monterrey, Nuevo León
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Keywords

expanded bank services
strategies oriented to stimulate savings and credit
low-income class

How to Cite

Peña Vela, N. S., Cavazos Arroyo, J., & Sánchez Lezama, A. P. (2011). Proposal of an intention-oriented model to expand banking savings and credit services: An application to the lower-class market of Monterrey, Nuevo León. Fórum Empresarial, 16(2 Invierno), 43–67. https://doi.org/10.33801/fe.v16i2.3743

Abstract

This exploratory research identi ed factors which in uence the intention to expand bank services. The predictive power of the proposed model is evaluated with PLS among low-income bank clients in Monterrey, Mexico. The results indicate that the intention of expanding services is negatively affected by the intention to switch banks, and that the perception of the strategies related to tangible savings and intangible credit aspects and the attitude toward the employees and services indirectly affect the formation of said intention. Satisfaction regarding expanded services is not signi cant.
https://doi.org/10.33801/fe.v16i2.3743
PDF (Español (España))

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